Monday, April 18, 2011

BMO Eco Smart Blog Tour and Giveaway!

Making a decision on which bank/financial company to use for your mortgage can be very overwhelming to say the least.  Nearly half of all Canadians are planning energy efficient upgrades to their homes in the next year as utility costs are a big part of home ownership so reducing costs is the smart thing to do.  BMO wants to reward homeowners who have done things to reduce their energy costs with a special mortgage rate.

BMO is introducing the Eco Smart Mortgage for Canadians who meet their energy efficiency criteria.  The Eco Smart Mortgage has a five-year fixed rate of 3.89% (subject to change)  which is lower than other comparable green mortgage products.  What the homeowner does is download the checklist for house or condo from the BMO.  After reviewing the checklist if the homeowner thinks that they qualify then they contact BMO and talk to a mortgage specialist.

I went through the checklist for our house and it's really easy to do.  To qualify your house has to have 6 out of 7   energy efficient features that are listed.  The list includes things such as appliances, window, doors, hot water tanks and furnaces.  Our house has 2 out of 7 and part of the appliance category which is a fail.  Our house isn't very energy efficient at all.  Coincidentally though our current mortgage rate is the same or lower than the 3.89% offered anyway without giving away the actual number.  We would love to have all the energy efficient features listed but the biggest thing holding us back is money!  Windows can get very expensive when there's a house full of them to replace.  We're just going to start small such as with doors and if the furnace kicks the bucket then we'll look at replacing that too.  For more information visit the website here.

I get the opportunity to give one of my readers a $50 Rona gift card!  For a mandatory entry you must comment about your efforts or future plans to make your home more energy efficient.  Contest is open to Canadians only and ends on May 15th.

For bonus entries:

1.  Follow with GFC and comment that you did
2.  Follow my facebook page and comment that you did
3.  Follow with networked blogs and comment that you did
4.  Subscribe by email and comment that you did

Disclosure – I am participating in the BMO Eco Smart Mortgage program by Mom Central Canada on behalf of BMO - Bank of Montreal.  I received a gift card as a thank you for my participation.  The opinions on this blog are my own.

125 comments:

  1. We are putting in a new furnace this year. It will definitely help our home be more energy efficient.

    ajmizen(at)hotmail(dot)com

    ReplyDelete
  2. I follow your blog via GFC.

    ajmizen(at)hotmail(dot)com

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  3. I follow your facebook page. (Amy M)

    ajmizen(at)hotmail(dot)com

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  4. We are having are windows re-caulked.
    butlern@live(dot)com

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  5. we are going to get a on demand water heater you know the ones that have no tank

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  6. I've replaced all of the household lights with energy efficient bulbs and am working to reduce the total amount of energy consumed by; turning off "energy ghosts" ,turning down the thermostat in winter and setting the aircon higher in summer. The next thing we are considering is the purchase of an on-demand water heater.

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  7. We ( hubby and I ) bought energy efficient appliances, we have replaced all our old bulbs with new energy efficient ones throughout our house. We recycle paper, cardboard, cans, plastic, newspapers etc at our local recycling depot. We turn off the furnace at night and put a sweater on instead to save energy. we unplug appliances, computer, printer etc when not in use!

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  8. We are renovating an old log ranch house. Filling in the spaces between the logs and reinsulating the attic are top priorities. Window sills will need some silicon fill and insulating curtains will be installed. It gets to 30 below here often, so it's essential that the house is heat efficient!!!

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  9. We went to Rona (like to support Canadian stores) looking for some insulation and wood/moldings/trim etc. since we were doing some work in the basement. I wanted to buy "green" but it's funny, there aren't many "wood type" products that are green out there yet. Anyway, we bought what we could in the "green" area, even though they were more expensive, but I really want to lower my carbon footprint on this world! We put in a high efficiency furnace and new air conditioner unit as well. The hydro bills were down quite a bit this winter.

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  10. I follow your facebook page. :)

    serenaandguy@msn.com

    ReplyDelete
  11. We are having are windows re-caulked.

    sinhead83 at hotmail dot com

    ReplyDelete
  12. follow in gfc

    sinhead83 at hotmail dot com

    ReplyDelete
  13. i follow on facebook
    sinhead83 at hotmail dot com

    ReplyDelete
  14. follow in networked blog
    sinhead83 at hotmail dot com

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  15. all our appliances are being replaced by enery star appliances

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  16. all our appliances are being replace by energy star appliances nrobak101@hotmail.com

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  17. I just had someone come on Monday to measure and give a quote on new windows. I'm scared but know that I need to replace two for sure as they have had the cold winter air blowing in for months. He measured for all windows. I'm hoping I don't have a heart attack when I read the quote!

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  18. I'd like to get an induction stove to save energy while cooking

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  19. I switched to all energy-saving light bulbs. I wash in cold water. And I bake in a little toaster oven to save energy : )
    jenyasha87 at hotmail dot com

    ReplyDelete
  20. follow via GFC
    jenyasha87 at hotmail dot com

    ReplyDelete
  21. like you on facebook as Jen M.
    jenyasha87 at hotmail dot com

    ReplyDelete
  22. follow via networked blogs
    jenyasha87 at hotmail dot com

    ReplyDelete
  23. This comment has been removed by a blog administrator.

    ReplyDelete
  24. Our future plan to make our home more efficient is to replace our old dishwasher with a newer model which uses less electricity and less water.

    ReplyDelete
  25. now following you on facebook userid cotec007

    ReplyDelete
  26. Mommy Is Just Sayin'
    X You're now following this blog.

    ReplyDelete
  27. now following you by email
    vancouvercaro @ gmail . com

    ReplyDelete
  28. We have repleaced our furnace and hot water tank with energy efficent ones and half the bulbs in our house so far!

    calvert0 at telus dot net

    ReplyDelete
  29. Follow you by GFC

    calvert0 at telus dot net

    ReplyDelete
  30. Like you on Facebook (Doris Calvert)

    calvert0 at telus dot net

    ReplyDelete
  31. Follow you via Network Blogs

    calvert0 at telus dot net

    ReplyDelete
  32. Subscribe by Email

    calvert0 at telus dot net

    ReplyDelete
  33. We added draft-cutters and low-flow showerheads!

    mommy.kat at live dot ca

    ReplyDelete
  34. We're planning to upgrade attic's insulation

    spdls0215@yahoo.com

    ReplyDelete
  35. GFC Follower

    spdls0215@yahoo.com

    ReplyDelete
  36. facebook fan

    fb:suzie p. santos

    ReplyDelete
  37. Networked Blogs follower

    spdls0215@yahoo.com

    ReplyDelete
  38. Email subscriber

    spdls0215@yahoo.com

    ReplyDelete
  39. we have already converted to low flow taps and shower heads and energy effiecinet light bulbs, i am also on a big unplug campaign in my home, what we do need though is ENERGY STAR qualified windows, that will be a big one, but soo needs to be done
    staceyx at telus dot net

    ReplyDelete
  40. i follow you on GFC (roswell)
    staceyx at telus dot net

    ReplyDelete
  41. i subscribed by email
    staceyx at telus dot net

    ReplyDelete
  42. i like your facebook page stacey dempsey
    staceyx at telus dot net

    ReplyDelete
  43. I plan to make my home more energy efficient by switching all the light bulbs

    adriana.fitzgerald at hotmail dot com

    ReplyDelete
  44. Follow via GFC
    Adriana

    adriana.fitzgerald at hotmail dot com

    ReplyDelete
  45. Like you on FB
    Adriana F.

    adriana.fitzgerald at hotmail dot com

    ReplyDelete
  46. Follow you on Networked Blogs

    adriana.fitzgerald at hotmail dot com

    ReplyDelete
  47. This summer we're replacing both the old furnace and water tank. Plus, we're renovating the attic and re-insulating it. Please accept this as my mandatory entry. Thank you!

    Aliya D.
    aliyadaya(at)shaw(dot)ca

    ReplyDelete
  48. I like your blog on Facebook under the below name. Thank you!

    Aliya D.
    aliyadaya(at)shaw(dot)ca

    ReplyDelete
  49. I follow your blog via GFC under Swedish Mamas. Thank you!

    Aliya D.
    aliyadaya(at)shaw(dot)ca

    ReplyDelete
  50. I subscribe to your blog via email under the below address. Thank you!

    Aliya D.
    aliyadaya(at)shaw(dot)ca

    ReplyDelete
  51. I use energy saving light bulbs.

    frankburcu(at)gmail(dot)com

    ReplyDelete
  52. Since our house is newer all of our appliances and house is energy star, thus energy efficient. We have changed some of our bulbs over.
    (btw I am having the same giveaway on my blog http://www.theknitwitbyshair.com)
    theknitwitbyshair@hotmail.com

    ReplyDelete
  53. gfc follower
    theknitwitbyshair@hotmail.com

    ReplyDelete
  54. like you on FB
    theknitwitbyshair@hotmail.com

    ReplyDelete
  55. follow you on networked blogs
    theknitwitbyshair@hotmail.com

    ReplyDelete
  56. email subscriber
    theknitwitbyshair@hotmail.com

    ReplyDelete
  57. We just recently purchased an energy efficient front loading washer and dryer and hoping to replace our freezer with an energy efficient very soon

    sweetpeg at gmail dot com

    ReplyDelete
  58. We recently bought new energy efficient washer and dryer.

    amt(at)telus(dot)net

    ReplyDelete
  59. I am following on google friend connect as Anne-Marie T.

    amt(at)telus(dot)net

    ReplyDelete
  60. I liked your Facebook page (Anne-Marie T)

    amt(at)telus(dot)net

    ReplyDelete
  61. Following on Networked blogs (Anne-Marie T)

    amt(at)telus(dot)net

    ReplyDelete
  62. I plan to purchase energy efficient appliances

    benz1973 at msn dot com

    ReplyDelete
  63. I follow on GFC - benz1973

    benz1973 at msn dot com

    ReplyDelete
  64. I follow you with Networked Blogs

    benz1973 at msn dot com

    ReplyDelete
  65. I subscribe to your email

    benz1973 at msn dot com

    ReplyDelete
  66. I like you on FB - Carrie M

    benz1973 at msn dot com

    ReplyDelete
  67. I plan to replace my drafty front door with an Eco friendly one.

    ReplyDelete
  68. We have replaced all our windows with triple thermopane glass and we are currently finishing the basement and installing proper insallation with vapor barrier and then it will be sheeted in with drywall.

    ReplyDelete
  69. I subscribe by email to your newsletter

    ReplyDelete
  70. We have recently replaced all of our windows and toilets, our washer and dryer and insulated our basement and crawl space. We plan on replacing our hot water heater soon.

    melacan at hotmail dotc om

    ReplyDelete
  71. we are planning to instal solar pannels on the roof

    ReplyDelete
  72. We plan on redoing the caulking around our windows this summer

    bluebelle0367(at)hotmail(dot)com

    ReplyDelete
  73. I follow on google friend connect


    bluebelle0367(at)hotmail(dot)com

    ReplyDelete
  74. I like you on facebook - Belinda M


    bluebelle0367(at)hotmail(dot)com

    ReplyDelete
  75. I follow on networked blogs - belinda m


    bluebelle0367(at)hotmail(dot)com

    ReplyDelete
  76. I am an email subscriber



    bluebelle0367(at)hotmail(dot)com

    ReplyDelete
  77. We plan on replacing our basement windows before the next winter.
    henglish at nb dot sympatico dot ca

    ReplyDelete
  78. Following via GFC (Huguette E.)
    henglish at nb dot sympatico dot ca

    ReplyDelete
  79. Like on facebook ~ Huguette En
    henglish at nb dot sympatico dot ca

    ReplyDelete
  80. Like on network blogs ~ Huguette En
    henglish at nb dot sympatico dot ca

    ReplyDelete
  81. I'm an email subscriber
    henglish at nb dot sympatico dot ca

    ReplyDelete
  82. I will be switching to all energy saving bulbs and lighting in my home;)

    canadianangelxo at live DOT ca

    ReplyDelete
  83. following on GFC (Tasha W)

    canadianangelxo at live DOT ca

    ReplyDelete
  84. liked your FB page (Tasha W)

    canadianangelxo at live DOT ca

    ReplyDelete
  85. following you on networked blogs (Tasha W)

    canadianangelxo at live DOT ca

    ReplyDelete
  86. subscribed to your blog through email

    canadianangelxo at live DOT ca

    ReplyDelete
  87. We have replaced all our bulbs in our home, and recently replaced our furnace and A/C. Our appliances are all energy efficient. I have really noticed the savings
    catamorg (at) gmail (dot) com

    ReplyDelete
  88. I follow you on GFC (Cathy M)

    catamorg (at) gmail (dot) com

    ReplyDelete
  89. I follow you on Facebook (as Catharine Lou)
    catamorg (at) gmail (dot) com

    ReplyDelete
  90. I follow you on networked blogs

    catamorg (at) gmail (dot) com

    ReplyDelete
  91. We put a tankless water heater and have plans to put a new furnace in.

    leannemacg at gmail.com

    ReplyDelete
  92. follow you on gfc
    leannemacg at gmail.com

    ReplyDelete
  93. email subscriber
    leannemacg at gmail.com

    ReplyDelete
  94. facebook fan
    leannemacg at gmail.com

    ReplyDelete
  95. In the very near future we are looking to replace our mid-efficiency (~80%) furnace with a high-efficiency (up to 98%) furnace.
    rararomp at gmail dot com

    ReplyDelete
  96. I'm your public GFC follower Rae T. (Auqakuh).
    rararomp at gmail dot com

    ReplyDelete
  97. I'm your Facebook fan Raegen T.
    rararomp at gmail dot com

    ReplyDelete
  98. I'm your Networked Blogs follower Raegen T.
    rararomp at gmail dot com

    ReplyDelete
  99. I'm your confirmed email subscriber.
    rararomp at gmail dot com

    ReplyDelete
  100. I'm your public GFC follower

    thatcher.fatima@gmail.com

    doing home reno this summer new floors

    ReplyDelete
  101. renos this summer new floors, painting the whole house.
    thatcher.fatima@gmail.com

    ReplyDelete
  102. we've developed our basement with "green" insulation and a high efficiency shower/toilet.

    ReplyDelete
  103. Mandatory entry: All of our large appliances and most of our light bulbs are energy efficient. Our home was built in 2007 so as a whole it is well insulated, however there does appear to be an issue with draftiness from the garage and front hall closet which we plan to look into.

    kristy dot anstett at gmail dot com

    ReplyDelete
  104. New GFC follower! (Kristy AC / Manager to Mom)

    I blog and offer Canada-friendly giveaways as well if you'd like to check me out here!
    http://manager-to-mom.blogspot.com

    kristy dot anstett at gmail dot com

    ReplyDelete
  105. Like you on FB (Kristy AC)

    kristy dot anstett at gmail dot com

    ReplyDelete
  106. Networked Blogs follow (Kristy AC)

    kristy dot anstett at gmail dot com

    ReplyDelete
  107. Email subscribe

    kristy dot anstett at gmail dot com

    ReplyDelete
  108. Following with GFC loriagalbraith@gmail.com

    ReplyDelete
  109. Following on Facebook lori a galbraith loriagalbraith@gmail.com

    ReplyDelete
  110. Following on network blogs loriagalbraith@gmail.com

    ReplyDelete
  111. Signed up via email loriagalbraith@gmail.com

    ReplyDelete
  112. I switched out all my lightbulbs and wash using cold water. The building I am in needs work, and so I will be leaving in the next couple of months. My potential new place has energy efficient appliances, and new windows already. Once I get settled, I will look at other things that I can do.

    ceeenndee at gmail dot com

    ReplyDelete
  113. I like you on FB-Christine Davis

    ceeenndee at gmail dot com

    ReplyDelete
  114. I want to get some energy efficient appliances!

    charmtime at gmail dot com

    ReplyDelete
  115. We are hoping to replace our old dishwasher with an energy-efficient one soon!

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  116. Following with GFC.

    canadianmommygiveaways at gmail dot com

    ReplyDelete
  117. We just bought our home and are making it more energy efficient by replacing the old windows, and also replacing the old appliances with new ones.
    Thanks for the chance :)
    meangreenmom[at]gmail[dot]com

    ReplyDelete
  118. I'm a gfc follower
    meangreenmom[at]gmail[dot]com

    ReplyDelete
  119. I'm an e-mail subscriber too :D
    meangreenmom[at]gmail[dot]com

    ReplyDelete
  120. I have just installed a new furnace but I could use the gift cards to purchase new filters to keep it running efficiently.
    I am a gfc follower

    ReplyDelete
  121. That is indeed a brilliant idea.there is a growing need to save the earth from the pollution levels that exist and help it breathe better.

    ReplyDelete